Insurance Inspections
Wind Mitigation Inspection
Re-Evaluate Your Insurance Premium with Verified Wind Credits
A Wind Mitigation Inspection documents construction features that may qualify your home for insurance premium discounts. In Florida, certain wind-resistant features can significantly reduce risk in the eyes of insurance carriers, potentially lowering your annual insurance costs.
The inspection consists of a visual, non-invasive assessment of readily accessible areas and is completed using the standard Florida Wind Mitigation Form (OIR-B1-1802), along with supporting photographic documentation.
- Areas Evaluated Include:
- Roof Covering — Type, age, and condition
- Roof Deck Attachment — Nail type, spacing, and fastening method
- Roof-to-Wall Connections — Clips, straps, or structural connectors
- Roof Geometry — Shape and wind-resistance characteristics
- Secondary Water Resistance — Additional moisture barrier protection
- Opening Protection — Impact-rated windows, shutters, or coverings
The purpose of this inspection is to document observable features and construction details at the time of inspection. Qualification for insurance credits is determined solely by the insurance carrier based on submitted documentation.
This inspection is limited to visible and accessible areas and does not include destructive testing, engineering analysis or guarantees of performance during future storm events.
Findings are documented on the required state form and provided with clear supporting images for submission to the insurance carrier.
Start Saving on Your Insurance
Schedule your Wind Mitigation Inspection and identify potential discounts available for your property.